Medical Debt
In the United States, medical debt is the number one reason people declare personal bankruptcies. Even people with health insurance…
There Is Still Time to Improve Your Credit in 2021
2021 has flown by. If you are like many of us, you have not had time to finish your 2021…
Getting Credit Ready for the Holidays
Holiday shopping season is here. If you are like most people that means you will be using your credit cards…
How to Get a Charge Off Removed from Your Credit Report
One of the most damaging things a lender can see on your credit report is a charge-off. Even if a…
Repairing Your Credit While You Are a College Student
You want to have good credit before you need to have good credit. However, many Pennsylvania college students have bad…
Disadvantages of Bad Credit
If you have a bad credit score, you probably realize that you will pay more in interest if you borrow…
Prime Versus Subprime Credit
Not sure what kind of credit score you have? You may have heard the terms prime and subprime. Obviously, subprime…
Pandemic-Induced Hardships are Boosting Demand for Credit Monitoring, Counseling and Repair
It comes as no surprise to learn that according to an NPR poll taken in September, that in America’s four…
Facts and Myths of Credit Repair
If your credit score is lower than you would like it to be, you may have been looking for ways…
How to Pay Credit Card Bills to Boost Your Credit Score
You may think that paying your minimum due each month is all you need to do to use your credit…