skip to Main Content
Call Today (732) 682-0638 Hear Us On The Radio? Click Here
What Is A Good Credit Score How To Fix My Credit

What is a good credit score?

Good is generally a subjective adjective used to describe something, but in the case of credit reports it is an objective term dependent on your scores.

The credit score is one of the primary factors that determine a lender’s decision because your scores represent your riskiness as a borrower. Having Good, Very Good, or Excellent Credit determines your eligibility to be approved for financing, whether it be for a credit card, mortgage, refinancing, auto loan, ect.

These scores don’t just decide your approval, they also are factored into interest rates, APRs for credit cards, and your car insurance costs.

What is a good credit score For Me

Based off of the FICO Scoring:

  • Excellent: 800-850
  • Very Good: 740-799
  • Good : 670-739
  • Fair: 580-669
  • Poor: 300-579
Back To Top